Insurances


PROPERTY OWNERS

Household Buildings & Contents

Letting of commercial, residential and industrial units

Heavy manufacturing

Non-standard construction risks

Blocks of flats

Properties undergoing construction

Terrorism

Mixed use industrial estates

Hotels and leisure

Multi-tenure

Large value properties

Portfolios

Unoccupied properties

Property owner’s liability

Office blocks


PROFESSIONAL RISK

Accountants

Roofing contractors

Medical professionals

Architects

Cladding contractors

Management consultants

Contractors

Estate agents

Recruitment consultants

Engineers

Insurance brokers

Corporate health providers

Project managers

IT Cyber liability

Scaffolding contractors

Media Any other non-specific profession


NIGHTLIFE, LEISURE & ENTERTAINMENT

Nightclubs

Gentlemen’s clubs

Large restaurant and bar chains

Late night bars

Private members’ clubs

Leisure portfolios


BUILDING & ENGINEERING SERVICES

Plumbing contractors

Air-conditioning contractors

Mechanical and electrical contractors

Heating and ventilation contractors

Refrigeration contractors

Engineering contractors


JEWELLERS BLOCK

Retailers

Manufacturers

Pawnbrokers

Wholesalers

Repairers

Dealers


HAZARDOUS HAULAGE

Fuel distribution and haulage

Lubricant manufacture

Biofuel blending

Hazardous haulage (inc. explosives and radioactive substances)

Chemical / solvent blending and distribution

Manufacturing and haulage of contaminated goods

Drain and jetting

LPG distributing and decanting

Tanks and associated equipment


BUILDING & ENGINEERING SERVICES

Plumbing contractors

Air-conditioning contractors

Mechanical and electrical contractors

Heating and ventilation contractors

Refrigeration contractors

Engineering contractors


ASBESTOS

Removal contractors

Consultants

Labour hires

Surveyors

Laboratories

Construction risks involving asbestos


HAZARDOUS HAULAGE

Fuel distribution and haulage

Lubricant manufacture

Biofuel blending

Hazardous haulage (inc. explosives and radioactive substances)

Chemical / solvent blending and distribution

Manufacturing and haulage of contaminated goods

Drain and jetting

LPG distributing and decanting

Tanks and associated equipment


WASTE RECYCLING, & RE-USE SERVICES

Waste management companies

Material recycling facilities

Anaerobic digestion facilities

Skip operators

Wood and plastic shredding operations

Waste disposal and site remediation specialists

Transfer stations

Landfill sites

Waste to energy plants

Scrap metal and ELV recyclers

Incinerator operators


Commercial Combined

Supermarkets

Traders

Fashion Retailers

Carpet Fitters / Shops

Manufacturers

Wholesalers

Retailers

Fast-Food

Bars

Restaurants

Beauty Parlours

Grocery Shops

Industrials

Plant Hire